Data security

Over the years, our online gateway processing platform has been developed into a state-of-the-art, secure, centralized, Internet-based application to meet the exact demands of the online industry. We constantly strive to provide innovations to help you maintain your online business, minimize your refunds, keep chargebacks low, and protect you from fraudulent transactions.

eMerchantPay’s online payment gateway features ensure that it is a secure and reliable environment for your online credit card processing:

• All data streams managed and directed in real-time
• All transaction data validated and authenticated prior to forwarding to the acquirer
• 128-bit Secure Socket Layer (SSL) data encryption key
• Risk check module to catch, combat and block fraudulent transactions
• Extensive negative database continually updated
• Fire-walled and encrypted database
• Complete back office accounting module
• Regularly audited by external experts to ensure gateway security
• Geographical IP address location check
• Issuing bank BIN number country match
• Real-time Address Verification Check (AVS)