The transaction cycle

 

While the data is being collected from your customer by our online transaction processing system, every individual field of data is assessed – not only the card details but all other relevant personal data as well.

This data is then checked against rule parameters and external databases to determine its likelihood of being fraudulent. Over 50 individual checks are undertaken against each transaction during the transaction processing.

A score between 0-100 (the higher the number, the more risky the online transaction) is assigned and this is returned to you.

These checks take place as part of the normal transaction  flow and add less than a second to the processing time on our system. Our risk management system manages peaks in traffic automatically, without compromising the stability of the online transaction processing system.