eMerchantPay Blog
16 July 2015



Accepting credit card payments has been a growing necessity for merchants over the past few decades. We have noticed a steady shift from Card Present (CP) to Card Not Present (CNP) transactions as an attempt by companies to enhance their online presence and improve customer experience. The latter has driven the payments industry to the introduction of innovative technologies involving contactless payments and various …



7 July 2015



Since we have presented you already with lists about cross-border e-commerce in general and a more localised list about cross-border e-commerce in the EU, we felt that it was time to venture farther into the world and see what is going on across the pond. Like we have seen with our most recent list on the EU, a lot changes when you focus on …



9 June 2015



Last March we presented you with a list about cross-border e-commerce in general. What are the do’s and don’ts, how do you prepare your company for cross-border trade, what should you look out for, what are the global trends, etc. This month, we thought that it would be useful to present you with some information on EU cross-border e-commerce. Like we said in our …



30 April 2015



Magento is one of the biggest and most popular e-commerce platforms available. Due to its immense popularity with both individual and enterprise customers, it’s one of the most requested platforms for payment gateway integration. This blog is based on Magento’s Community Edition v1.9. What is Magento? Magento is a highly customisable e-commerce platform and content management system that is primarily used to build online …



31 March 2015



Consumers have become increasingly savvy when it comes to comparing goods and services online and knowing where to buy what, and often look outside their own country’s borders to get the best deal or that specific service that is not available in their country of residence. Therefore, online merchants are expected to sell and deliver their merchandise across the world, resulting in the global …



26 February 2015



Sports gambling, or ‘betting’, is a fun way of combining watching sports and making a little money on the side. One could compare betting to investing since it’s all about risking a certain amount of one’s own money on something one has no control over (when played fair) in the hopes of gaining a sizeable profit. That only few can escape the siren’s song …



27 January 2015



Binary options trading has been an active player on the world’s trading arena for quite a while, with its popularity and market potential constantly growing. Often considered as a simple and easy form of trading, the binary options industry has strengthened its position on the international market. What are binary options? The name itself suggests that there are only two possible outcomes – win …



13 November 2014



Finding an online processing solution and keeping your Forex merchant account up and running in the long-run can be challenging for any Forex business, and there definitely are certain guidelines that you might consider when deciding to start accepting online payments via credit cards or other electronic payment methods. Regulations and licensing Choosing the proper location of your business as well as defining the …



3 September 2014



With the ever increasing popularity of the “world wide web” and it becoming accessible to a larger portion of the population, the online entertainment segment of the e-commerce industry has been gaining momentum at a rapid pace. One very significant portion of the segment is taken up by online gaming in all of its forms –from low-budget, easy-to-get-into games, to triple A, multimillion game …



17 September 2013



What factors should ISOs and Agents consider before working with a payment service provider? Payment industry knowledge, dedication to work, and excellent communication skills are the must-haves for becoming a successful ISO. The must-do, however, is to choose a trustworthy Payment Service Provider to work with. This is probably the most important decision for an Agent or an ISO considering the bewildering variety of …



6 February 2013



All these are pretty simple steps, but when neglected, you might easily get in big financial trouble. So, you type your credit card details on an online payment page and you might think that’s the moment when you lose control of where that information goes to.  Not exactly. There are some basic rules to keep your credit card details safe and secure. Try to …



23 November 2012



Read the first part on why you need a merchant account here. You already have a merchant account, why do you need one more? Naturally every merchant account can cost you financially and also in terms of the time invested in setting it up. There are however a number of reasons why you should consider a second account. It is a Backup plan Let’s say …



2 November 2012



If something is familiar to you and convenient, then it’s easy to get unmindful and miss the hidden dangers in using it. This could not be more true than for using your credit card. We all know how easy and convenient it is to pay by Credit Card. There is no cash to carry, no change to stash in your wallet or pockets, and …



19 October 2012



Online commerce is a huge market and is expected to rapidly grow in the next few years. Latest research shows that it was worth  $727bn in 2011, with the US the largest single country and is expected to grow by around 90% to become a $1.4tn market in 2014. From a payment industry perspective, this highlights the need to understand business and consumer needs …



5 October 2012



Cross-border commerce is a rapidly growing global market and an increasing area of focus for many businesses. However, there are complexities and challenges involved for merchants selling overseas. It is well known that more and more multinational companies are moving to a cost center accounting method. In a multi layered company structure ,and when goods or services are transferred internally, a transfer price should …



19 September 2012



If you are a successful ISO or want to become one, then you need satisfied merchants. The easiest way for this is to offer customized solutions for each merchant. The best-case scenario is to engage with a payment processor capable of underwriting both domestic and offshore merchant accounts so that you enjoy an array of different services. Merchants may require offshore accounts if they …



23 August 2012



Disputes happen for a reason and you should take them seriously! The reasons behind credit card chargebacks should be analyzed carefully as they can show what you need to do to resolve the issue and prevent similar chargebacks in the future.  Here is what you need to consider to keep chargebacks as low as possible. Billing descriptor The way the company’s name appears on …



6 August 2012



The rapid growth of social media has become a marketing channel nobody can afford to ignore these days. With all the changes Google made to the search results becoming more social, this ‘branding’ approach has it’s place in the marketing world. Working as a SEO specialist in a payment service provider, I was recently bombarded with quite a few “special” offers for Facebook fans. …



11 July 2012



If you have a website with valuable content or you are into e-commerce, the next step is to start making money from it. How do you get there? Get your e-commerce merchant account by applying with an online payment provider. Read our article on why you need a merchant account here. The evaluation process with different payment providers may vary in certain requirements but …



26 June 2012



Are you operating an online store or offering products/services through your website? If yes, then you should definitely have an ecommerce merchant account with a reliable acquiring bank. Why do you need a merchant account? Nowadays, any successful online business relies on the ability of being able to accept credit or debit card payments. Statistics from the UK Cards Association show that between 2008 …